Syllabus
CFP Certification Exam Prep Course
96 lessons. Online and self-paced.
Professional Conduct and Regulation
Apply professional obligations, regulatory requirements, and consumer protections to client engagements.
- 1Ethics and Professional Responsibilities
- 2Fiduciary Duties in Financial Advice
- 3Conflicts and Client Disclosures
- 4Disciplinary Procedures and Reporting
- 5Financial Institutions and Protection Systems
- 6Financial Services Regulatory Responsibilities
- 7Consumer Credit and Privacy Protections
- 8Professional Judgment in Client Cases
General Financial Planning Principles
Analyze household finances, economic conditions, and education goals using the financial planning process.
- 9Financial Planning Process and Scope
- 10Goal Prioritization and Recommendation Sequencing
- 11Household Statements and Financial Ratios
- 12Cash Flow and Emergency Reserves
- 13Consumer Debt Repayment Strategies
- 14Mortgage and Financing Decisions
- 15Economic Indicators and Policy Effects
- 16Present and Future Value Calculations
- 17Annuity and Loan Amortization Calculations
- 18Education Cost and Savings Needs
- 19Education Savings Vehicle Selection
- 20Education Aid and Borrowing Choices
- 21Gifting Goals and Education Tax Coordination
- 22Household Planning Priority Cases
Risk Management and Insurance
Evaluate personal and business exposures and select appropriate insurance and risk treatment strategies.
- 23Risk Treatment and Insurance Principles
- 24Property and Liability Exposure Analysis
- 25Life Insurance Needs Calculations
- 26Policy and Insurer Selection
- 27Health Coverage and Expense Funding
- 28Disability Income Coverage Design
- 29Long-Term Care Funding Choices
- 30Life Insurance Product Selection
- 31Qualified and Nonqualified Annuity Decisions
- 32Business Owner Insurance Cases
Investment Foundations and Valuation
Analyze investment vehicles, risks, returns, and valuation relationships before constructing portfolios.
- 33Cash and Fixed-Income Investment Vehicles
- 34Equities and Pooled Investment Vehicles
- 35Investment Risk Sources and Tradeoffs
- 36Market Cycles and Investment Implications
- 37Investment Return Calculation Methods
- 38Risk Statistics and Return Expectations
- 39Bond Valuation and Rate Sensitivity
- 40Stock Valuation and Fundamental Analysis
Portfolio Construction and Strategies
Translate client constraints into diversified portfolios and evaluate implementation and performance.
- 41Investment Policy Statement Design
- 42Asset Allocation and Diversification Effects
- 43Portfolio Implementation and Asset Location
- 44Portfolio Performance and Modeling
- 45Active and Passive Investment Strategies
- 46Options and Hedging Strategy Applications
- 47Alternative Investments and Liquidity Constraints
- 48Portfolio Rebalancing and Recommendation Cases
Tax Analysis and Planning
Calculate income tax consequences and compare strategies across household, business, and property decisions.
- 49Tax Framework and Filing Status
- 50Gross Income and Adjusted Gross Income
- 51Deductions Credits and Tax Liability
- 52Marginal Taxes and Additional Tax Systems
- 53Business Entity Tax Characteristics
- 54Trust and Estate Income Taxation
- 55Property Basis and Gain Character
- 56Property Disposition Planning Alternatives
- 57Income Timing and Deduction Strategies
- 58Investment Loss and Income Management
- 59Family Transition Tax Consequences
- 60Charitable Giving and Deduction Planning
- 61Integrated After-Tax Recommendation Cases
Retirement Accumulation and Plan Selection
Estimate retirement funding needs and compare personal and employer retirement arrangements.
- 62Retirement Spending and Capital Needs
- 63Retirement Savings Gap Analysis
- 64Traditional and Roth IRA Selection
- 65Defined Contribution Plan Structures
- 66Defined Benefit and Cash Balance Plans
- 67Qualified Plan Participation and Vesting
- 68Qualified Plan Contributions and Loans
- 69Executive Compensation and Nonqualified Benefits
- 70Business Retirement Plan Selection
Retirement Income and Transitions
Coordinate public benefits, retirement distributions, care needs, and business succession.
- 71Social Security Claiming Decisions
- 72Medicare Enrollment and Coverage Coordination
- 73Retirement Distribution Taxes and Penalties
- 74Rollovers and Required Distribution Rules
- 75Sustainable Retirement Withdrawal Strategies
- 76Eldercare and Special Needs Resources
- 77Business Succession and Retirement Funding
- 78Retirement Income Coordination Cases
Estate and Wealth Transfer Planning
Align ownership, documents, trusts, and transfer strategies with family goals and tax constraints.
- 79Property Ownership and Beneficiary Designations
- 80Estate and Incapacity Planning Documents
- 81Lifetime and Testamentary Transfer Strategies
- 82Gift Estate and GST Calculations
- 83Trust Structures and Beneficiary Outcomes
- 84Marital Deduction and Spousal Planning
- 85Estate Liquidity Planning
- 86Family and Business Transfer Techniques
- 87Postmortem Elections and Disclaimers
- 88Divorce and Nontraditional Household Planning
- 89Special Needs Estate Planning Cases
Psychology of Financial Planning
Apply behavioral insight and counseling skills to client decisions and cumulative exam cases.
- 90Client and Planner Financial Attitudes
- 91Behavioral Biases and Decision Framing
- 92Money Conflict and Shared Decisions
- 93Counseling Skills and Professional Boundaries
- 94Effective Client Communication
- 95Communication During Emotional Distress
- 96Financial Crisis Response Planning